Each year Open Enrollment for Individuals and Families!

November 1 – December 15

During this time anyone can apply, regardless of life event changes! This is when you can apply for the first time or shop new plans for up coming year. Outside of open enrollment if you have a qualifying event we can help you throughout the year. 

The Individual Benefits Team

We have been helping people like you pick the right plans since ACA started on January 1, 2014! Please schedule a time to chat!

Special Enrollment Period (SEP)

This is a period outside the annual Open Enrollment Period during which you can enroll in health insurance. You qualify for a Special Enrollment Period due to certain life events, such as:

  • Loss of health coverage

  • Relocation

  • Marriage

  • Birth of a child

  • Adoption 

Depending on the type of Special Enrollment Period, you may have either 60 days before or 60 days after the event to enroll in a plan. Missing this window may require you to wait until the next Open Enrollment Period to apply. However, you can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) at any time of the year, regardless of Special Enrollment Period eligibility. Job-based plans must offer a Special Enrollment Period of at least 30 days

Marketplace Plans aka Obamacare or Affordable Care Act plans! Let us see if you qualify for lower monthly payments!

Allow us to simplify things for you. If you lack access to affordable group insurance through an employer or spouse, and your family's income falls within the eligibility criteria, you may qualify for a reduced monthly premium known as a tax credit. Additionally, you could benefit from lower deductibles, co-pays, and out-of-pocket expenses. Our team is here to assist you every step of the way, from enrollment guidance to explaining benefits and updating income information. We genuinely care about your well-being, and our services come at no extra cost to you.

DID YOU KNOW MOST PEOPLE QUALIFY FOR SAVINGS?! Please refer to the income chart provided:

Caution: Avoid navigating this process alone or searching online, as it may result in unwanted solicitations. We do not purchase leads or inundate you with unnecessary communications. For all inquiries and assistance, rely on the knowledgeable team at Goodwill Benefits Group.

What if you find yourself in a situation where you do not qualify for a subsidy but require coverage for pre-existing conditions? 

Individual & Family ACA Plans!

If you don’t have access to group insurance and need coverage for pre-existing conditions, we work with all major carriers in Utah.

Short Term Medical Plans!

Ideal for life's unforeseen circumstances. If you seek coverage for unexpected events and are unconcerned about pre-existing conditions, short-term plans might be the solution for you. Short-term plans are available for durations ranging from one month to three years. Opting for coverage beyond one year may enable you to secure a fixed rate for the entire duration required.Schedule a time to chat (Nicks link) 

Dental and Vision for Everyone!

Are you aware of the correlation between oral health and heart disease? Additionally, about 75% of adults utilize some form of vision correction. Explore our array of affordable options today.

Telemed

Whenever you have questions or are simply not feeling well, you can effortlessly connect  our 24x7 telehealth hotline for the diagnosis and treatment of illness, second opinions and consultations. We have board-certified, licensed physicians in every state waiting to provide exceptional care. They can even prescribe medication and save a trip to the doctor's office, whether members are at home or on the road!