Group Long Term Disability

Facing a prolonged inability to work due to severe illness or injury can be daunting. Long-term disability insurance provides reassurance by covering expenses beyond the period covered by short-term disability insurance, ensuring financial stability during challenging times

Employers may provide long-term disability insurance as a voluntary benefit to ensure financial security in case of extended illness or injury preventing work. Disability is typically defined as the inability or reduced ability to perform job duties, as specified by the policy. Long-term disability insurance aims to protect income in the event of prolonged disability before retirement.