Group Dental Benefits

Aside from protecting your smile, dental care ensures good oral and overall health. Several studies suggest that oral diseases, such as periodontitis (gum disease), can affect other areas of your body—including your heart. Understanding and choosing dental coverage will help protect you and your family from the high cost of dental disease and surgery

Dental insurance operates similar to medical insurance, with premium payments and coverage based on plan benefits. Routine exams and cleanings are often fully covered, while other services may have a deductible and copay. After meeting the deductible, you may encounter a copayment or coinsurance. Each plan varies, so careful review of benefit information is essential.